Lower your car payment today

learn more about our services

Apply Now

Auto Refinancing

We have the loan that fits your unique lifestyle, regardless of your current credit score.


Buying out your lease is a great way to reduce your expenses and keep money in your pocket!

ADD Warranty

The savings from a re-fi can afford you extended service protection in your new lower payment.

SmartMoney Manager

SmartMoney Manager is a savings and budget plan that can save you hundreds of dollars on your current auto loan and give you control over your vehicles required expenses.

Best of all, this offer requires no out of pocket expense or money upfront and can be processed over the phone in the convenience of your home or office. Take advantage of historically low rates to REDUCE your current monthly payment and better manage your vehicle expenses.

read more

1. Fill out the simple
loan application online
2. Receive
3. Sign loan
4. Begin lowering
your rate& payments

Car Refinance Payment Calculator

Enter your loan amount, APR, and loan term in the fields provided, or use our sliders to estimate how much your monthly payment will be.

Loan Amount


Loan Term

* Payment amounts may differ from your actual payment. Estimate assumes the first payment is made one month (30-31 days) from the contract date.
Estimated Monthly Payment

From The Blog



We have just launched new SmartMoney Manager website! Pardon any issues as we're re-testing our new systems. New content is coming. Check back soon! [...]

bast parenchyma


"I never realized how simple it was to lower my car payments. I did the entire transaction over the phone with John and Elsan in one afternoon. Thanks to your entire staff! You helped me tremendously."

- Jason Scott

"The customer service at SmartMoney Manager is top-notch. I was dealt with in an extremely professional and kindly matter. I would recommend your service to anyone."

- Katherine Cruz

"If you want to save money on your car loan with no hassle this is the way to go! I applied on line the night before, got an approval that morning and had the contract in my email that afternoon."

- Jose Gutierrez
Have questions? Call us at (877) 676-0826 or click to
Get stared now!